Guideline checks and eligibility review
Checks loans against lending guidelines and identifies missing items so teams can decide whether a file is eligible and what is still needed.
Addy AI
ПодтвердитьAddy AI is an AI platform for mortgage professionals that automates guideline checks, document review, borrower follow-up, and loan prep. Free, Unlimited, and Enterprise plans available.
Addy AIOverview
Addy AI is an AI platform for mortgage professionals that automates parts of the loan origination workflow. The site positions it as a tool for lenders, brokers, loan officers, and IMBs who want to reduce manual work in communication, document review, and loan preparation.
Across the mortgage pages, Addy AI is described as handling guideline checks, summarizing loan files, organizing documents, and following up for missing items. The product also includes document-processing tools, a lending chatbot, and integrations with mortgage tech stacks, with pricing available in Free, Unlimited, and Enterprise plans.
Core capabilities
Document and file analysis
Reviews conditions, AUS findings, emails, bank statements, and other loan documents to surface relevant information and summarize the file.
Borrower follow-up automation
Sends follow-ups for missing documents by email or phone/voice and helps keep borrowers and brokers moving through the process.
Workflow and system integration
Connects with a lender’s LOS, CRM, or POS to sync loan data and fit into existing workflows.
Custom and pre-built AI agents
Lets teams use pre-built lending agents or create custom agents trained on their data, guidelines, rate sheets, and documents.
Guideline Q&A assistant
Provides an AI lending chatbot that can answer mortgage guideline questions and be added to Microsoft Teams or Slack.
Common use cases
Pre-close loan qualification
A loan officer can check a file against lending guidelines, spot missing items, and prepare a CTC-ready package faster than a manual review process.
Document review and file summarization
A processor or underwriter can use Document AI to review bank statements, emails, and loan documents, then capture relevant information for the file.
Borrower communication follow-up
A lender can automate borrower and broker follow-ups for missing documents so the team does not have to track every request manually.
Loan pipeline workflow integration
A mortgage team can connect Addy AI to its LOS, CRM, or POS to move loan data into existing workflows and reduce context switching.
Internal guideline assistant
A manager can train custom agents on internal guidelines, rate sheets, and files to provide mortgage-specific answers inside tools like Slack or Teams.
Pros and Cons
Pros
- Covers multiple mortgage workflow stages, including guideline checks, document review, and borrower follow-up.
- Supports both pre-built agents and custom training on a lender’s data, guidelines, and rate sheets.
- Offers integration language for LOS, CRM, POS, Microsoft Teams, and Slack.
- Provides a team-oriented Enterprise plan with shared knowledge base and custom model training.
- States SOC 2 Type 2 compliance and emphasizes private, controlled use.
Cons
- The public pages are promotional and do not provide a full implementation guide or detailed setup requirements.
- The evidence does not list specific LOS, CRM, POS, or document-system vendors supported.
- Some capabilities are described broadly, so readers may need a demo to confirm exact outputs and workflow fit.
FAQ
What does Addy AI do for mortgage teams?
The source shows Addy AI offers mortgage-focused AI automation for communication, document review, loan prep, and guideline lookup. The mortgage pages also describe Document AI and lending assistants that can be used by loan officers and lenders.
What systems can Addy AI connect to?
The source says Addy AI can integrate with a loan origination system, CRM, POS, Microsoft Teams, and Slack, but it does not list specific vendors on the provided pages.
Does Addy AI have team or enterprise plans?
The pricing page shows Free, Unlimited, and Enterprise plans. The Enterprise plan adds team access, custom model training for a business, background email generation, and a shared knowledge base.
Is Addy AI positioned as secure or compliant?
The compliance page says Addy AI is SOC 2 Type 2 compliant and describes the platform as secure, private, and user-controlled.
How long does setup take?
The source does not provide detailed implementation steps or a public setup guide, but it says teams can go live in minutes with no complex setup required on the mortgage AI page.
Quick Facts
- Category
- Mortgage AI
- Primary users
- Mortgage professionals, lenders, brokers, and loan officers
- Core workflow
- Guideline review, document processing, borrower follow-up, and loan prep
- Pricing
- Free, Unlimited, and Enterprise plans are listed
- Integrations
- LOS, CRM, POS, Microsoft Teams, and Slack are mentioned
- Compliance
- SOC 2 Type 2 compliant