Piere

Piere is a personal finance app that uses AI to build budgets, track spending, and automate savings and debt repayment. It supports iOS, Android, and web access with free and paid tiers.

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Overview

Piere is a personal finance app that uses AI to help people budget, track money, and automate savings and debt repayment. The product positions itself as “self-driving money,” with tools that create budgets, categorize transactions, and move money between accounts automatically.

The homepage and pricing page show a product built around connected accounts, spending visibility, and automated financial workflows. Users can review transactions, monitor net worth and reports, and upgrade for additional automation such as unlimited connected accounts, AI chat, and automatically generated Moves plans.

Core features

Quick budget creation

Create budgets in seconds with Piere IQ and use 2-tap budget tools for faster setup and rollover management.

Automated money movement

Connect your bank and automate transfers across accounts to save, repay debt, and round up spare change without setting up a new bank account.

Transaction tracking and categorization

Review spending, income, refunds, and direct debits from all connected accounts in a single feed, with automatic transaction categorization.

Net worth and reporting

Track current net worth, historical net worth, and investment holdings, and use reports to follow financial progress over time.

Transaction automation rules

Use transaction rules to update categories, names, notes, and tags automatically so records stay organized.

AI guidance and widgets

Access AI chat on paid tiers for financial questions and planning support, plus widgets for net worth, budget, and transactions.

Common use cases

Build a budget quickly
Set up a budget from recent transactions, then use rollovers and automated categorization to keep it current with minimal manual work.
Automate savings and debt payoff
Connect bank accounts and automate money movement to savings, debt repayment, or spare-change transfers, especially if you want routine actions handled for you.
Track day-to-day cash flow
Review spending, income, refunds, and direct debits across accounts in one place to understand where money is going and spot trends.
Watch financial progress over time
Monitor net worth, historical balance changes, and investment holdings while using reports to follow longer-term progress.
Manage finances across devices
Use Piere on the web or mobile to check budgets, transactions, and account activity when you need access across devices.

Pros and Cons

Pros

Combines budgeting, transaction tracking, net worth monitoring, and automation in one app.
Offers a free tier with no monthly fee.
Supports web, iOS, and Android access.
Includes automated transaction categorization and rule-based organization.
Uses AI-assisted budget creation and planning to reduce manual setup.

Cons

The free Piere Purple plan is limited to 3 connected accounts.
Some capabilities are reserved for paid tiers, including unlimited connected accounts, unlimited AI chat, and full automation features.
The site does not provide detailed public information about supported banks or data providers on the pages reviewed.

FAQ

What plans does Piere offer?

Piere offers a free Piere Purple tier and paid Piere Plus+ and Piere Platinum plans. The pricing page says Piere Purple is free, Piere Plus+ includes a 7-day free trial and annual billing, and Piere Platinum adds complete financial automation with its own 7-day free trial and annual billing.

What platforms does Piere support?

Piere is available for iOS, Android, and the web. The pricing page also says Piere for Web is included for all users.

What does Piere automate?

The homepage says Piere connects to your bank, uses AI to build financial plans, and can automate transfers between banks to save, repay debt, and round up spare change.

Are account connections limited?

The pricing page says Piere Purple is limited to 3 connected accounts, while paid tiers allow unlimited connected accounts and multiple account data providers.

What happens if I cancel after the trial?

The pricing page says that if you cancel a free trial, you are moved to the free Piere Purple subscription and your data follows you to the new tier, although you lose access to many features.

Quick Facts

Category: Personal finance and budgeting
Platforms: iOS, Android, and web
Free plan: Piere Purple at $0/month
Paid plans: Piere Plus+ and Piere Platinum
Website: piere.com
Primary workflow: Connect accounts, build budgets, automate transfers, and track net worth