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SplitMyExpenses

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SplitMyExpenses is a shared-expenses app for friends, roommates, couples, and trip groups. Split bills, track balances, import expenses, and settle up.

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Shared-expense tracking and bill splitting

SplitMyExpenses is a shared-expenses app for friends, roommates, couples, and trip groups who need to split bills, track balances, and settle up. The product centers on a simple workflow: create a group, share an invite link, add expenses, and see who owes what.

The site describes support for receipt itemization, daily bank and card imports, multiple split types, payment-app settlement, and multi-currency handling. It also says the core bill-splitting workflow stays free, with paid premium features that speed up import and AI-assisted tasks.

Core capabilities

Group-based bill splitting

Create a group, share a link, add expenses, and see who owes who without manual calculations.

Multiple split methods

Split expenses equally, by amount, percentage, shares, adjustments, manual input, or itemization depending on the bill.

AI receipt itemization

Upload a receipt photo and let the app itemize line items automatically so you can split by item, including multi-currency receipts.

Expense import options

Link bank accounts and credit cards for daily auto-imports, or upload expenses from CSV, Excel, or TXT files.

Payment app workflows

Settle up through supported payment apps and use payment-app data to invite friends with profile photo and name.

Tracking and settlement views

Track balances with charts, filters, activity history, and debt minimization logic that reduces the number of payments needed to settle a group.

Common ways people use it

  • Travel and shared living expenses

    Create a shared group for a trip or household, add bills as they happen, and keep track of balances in one place.

  • Importing and reconciling expenses

    Import transactions from a bank or card, then clean up, edit, and categorize them after import.

  • Receipt-based splitting

    Scan a receipt, let the app extract line items, and split the bill by item when different people owe different amounts.

  • Paying people back efficiently

    Settle balances through supported payment apps after the app minimizes the number of payments needed within the group.

  • Managing expenses on mobile

    Use the mobile apps when you want the same expense, group, and receipt workflows on iPhone, iPad, Android, or Mac via iPad app support.

Pros and Cons

Pros

  • Supports several practical split methods, including equal, percentage, shares, adjustments, manual, and itemized splits.
  • Offers receipt scanning and AI itemization to turn photos into billable line items.
  • Supports bank and card imports as well as file uploads for bringing expenses into the app.
  • Includes payment-app settlement and debt minimization for easier payback workflows.
  • Native iOS and Android apps are available, with the iOS app also covering iPad and Mac via Designed for iPad.

Cons

  • The pricing page is unavailable, so plan details and limits beyond the homepage cannot be fully verified here.
  • Some integration details are only described at a high level on the site, so compatibility should be checked before relying on a specific workflow.

FAQ

How do I invite friends to a group?

You can create a group, share the unique invite link, and friends can register to start using it right away.

Can I import expenses from my bank or a file?

Yes. The FAQ says you can link your bank account and credit card securely, or import expenses through CSV, Excel, or TXT files.

Is the core product free?

The core bill-splitting and settling-up workflow is stated to stay free forever, while premium features are available on a paid plan.

Which payment apps are supported for settling up?

Supported payment apps listed on the site include Venmo, PayPal, Cash App, and Zelle, and the mobile app announcement also mentions UPI support.

Can I delete my account and data?

The site says you can delete your account at any time, and it emphasizes that users own their data.

Quick Facts

Category
Expense splitting
Primary users
Friends, roommates, couples, and trip groups
Platform
Web, iOS, Android
Pricing
Free core product; paid premium features
Source domain
splitmyexpenses.com
Notable workflows
Group invites, receipt itemization, bank/card imports, payment-app settling