Wave

Wave is a mobile money service in Africa for deposits, withdrawals, 1% transfers, bill payments, airtime top-ups, and business payments and checkout.

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Overview

Wave is a mobile money service for sending, receiving, and managing everyday payments in Africa. The homepage positions it around free deposits and withdrawals, 1% transfers, bill payment, airtime purchases, and customer support by phone.

The company says it is building a modern financial network to make digital finance more affordable and accessible, and its business offering extends the platform to payroll, collections, in-person payments, and online checkout.

What Wave offers

Deposit and withdraw for free

Add cash to your Wave balance or withdraw funds through the Wave network without a fee, according to the homepage.

Low-fee money transfers

Send money to another person for 1%, with the homepage and business page both describing a low-cost transfer flow.

Bill payment support

Pay bills from the app, including utility payments such as the Woyofal example shown in customer feedback on the homepage.

Airtime top-ups

Buy airtime instantly from the same mobile money experience, alongside transfers and bill payments.

Phone-based customer support

Call a toll-free support number for instant customer support, which is highlighted on the homepage as part of the product experience.

Security-focused money handling

Protect balances with Wave’s stated security focus, which is presented on the homepage as part of the core service.

Common ways to use Wave

Send money to family or friends
Use the app to move money between people when you want a simple transfer fee and do not need a bank account workflow.
Handle everyday bills
Pay recurring household or utility bills from the same mobile money app instead of visiting a payment office.
Buy airtime instantly
Top up airtime quickly when you need mobile credit without switching to a separate service.
Run business payments and collections
Use Wave Business to pay employees, take cash from outlets, and track payments from a business portal.
Accept payments on a website
Connect Wave Business checkout APIs to your site if you want to accept online payments and improve completed orders.

Pros and Cons

Pros

Free deposits and withdrawals are clearly stated on the homepage.
Money transfers are priced simply at 1% in the public-facing copy.
The product covers both consumer payments and business workflows.
Wave Business supports multiple collection and payment scenarios, including portal-based monitoring and API checkout.
The site highlights a toll-free support channel and security as part of the core experience.

Cons

The pricing page did not return usable content in the captured sources, so plan details are unclear.
Integration breadth is not documented on the captured pages beyond Wave Business checkout APIs.

FAQ

What can you do with Wave?

Wave offers mobile money services that let users deposit and withdraw cash, send money, pay bills, and buy airtime from the same app and agent network.

How do businesses get started with Wave Business?

The source does not describe a self-serve setup flow in detail, but Wave Business is presented as a sales-led product with a contact sales path.

What kinds of business workflows does Wave Business support?

Wave Business supports employee payments, customer payments, cash collections from outlets, and online checkout through its portal and APIs.

Does Wave publish pricing details?

The pricing page could not be loaded and did not provide usable plan information, so pricing details are not available from the captured sources.