ANNA

ANNA is a UK business account and bookkeeping app for sole traders, freelancers, start-ups and limited companies, with invoicing, expenses and HMRC tax filing.

AI Accounting Tools AI Tax Assistant

Visit Website

Overview

ANNA is a UK business account and bookkeeping platform for sole traders, start-ups, freelancers, and limited companies. It combines account management with invoicing, expense tracking, bookkeeping, and tax filing so users can manage more of their finance workflow in one place.

The product is positioned around reducing manual admin. ANNA can create and chase invoices, match receipts to transactions, calculate taxes, and file returns to HMRC, while +Taxes adds automated support for VAT, Corporation Tax, PAYE, and payroll for LTD companies.

Core features

Business account foundation

Open a UK business account and use it as the hub for spending, payments, invoices, and tax work.

Getting paid tools

Create quotes, send invoices, and share a unique payment link or QR code so customers can pay you more easily.

Automated expense handling

Track expenses by photographing, uploading, or forwarding receipts by email, then let ANNA match and categorise them.

Cash flow tracking and pots

Connect bank accounts to view finances in one place, organise money in pots, and use the account for cash flow management.

Tax preparation and filing

Handle bookkeeping, calculate taxes, and file to HMRC, with +Taxes covering VAT, Corporation Tax, PAYE, and payroll workflows.

Accountant and software access

Share access with your accountant or sync with accounting software such as Xero, with QuickBooks also mentioned on the +Taxes page.

Common use cases

Running a small business account
Use ANNA as the main business account when you want banking, payments, spending controls, and tax tasks handled from one place.
Getting paid by customers
Create invoices, send payment links or QR codes, and let ANNA follow up on overdue invoices automatically.
Managing expenses and receipts
Capture receipts, match them to transactions, and keep records organised for bookkeeping and tax preparation.
Handling tax and compliance work
Use +Taxes when you need help with VAT, Corporation Tax, PAYE, or payroll calculations and filing for a limited company.
Working with an accountant
Share access with an accountant or sync with accounting software when you want a finance workflow that is still reviewable by a professional.

Pros and Cons

Pros

Combines business banking, invoicing, expenses, bookkeeping, and tax filing in one product.
Offers a free Pay As You Go account alongside paid plans.
Supports invoice chasing and receipt matching to reduce manual admin.
Provides options to share access with an accountant or connect accounting software.
Adds tax-focused features such as VAT filing, Corporation Tax support, and payroll in +Taxes.

Cons

The source does not confirm a full list of mobile or desktop platforms.
Some plan features and limits vary by tier, so users need to compare pricing carefully.
The integrations evidence is limited to Xero and QuickBooks mentions; a broader supported list is not provided in the source.

FAQ

What does ANNA do?

ANNA lets you open a UK business account and manage invoicing, bookkeeping, tax filing, and expense tracking from the app. The pricing pages also show a free-to-start Pay As You Go account and paid plans with monthly fees.

Can I create and chase invoices in ANNA?

The invoicing page says you can create and send invoices from your mobile business account, customise them with your logo, and have ANNA chase overdue invoices with polite reminders.

What does ANNA +Taxes include?

The +Taxes page says ANNA covers bookkeeping, VAT, corporation tax, payroll, and expert tax support for LTD companies, with filing and calculations handled automatically.

Can I connect ANNA with accounting software or an accountant?

The pricing page says ANNA supports account access or syncing with accounting software such as Xero, and the +Taxes page mentions Xero or QuickBooks for accountant or software access.

Are there any limitations I should know about?

The source material does not confirm native mobile platforms or a full list of supported integrations, so it is best to check the relevant product pages for current details before signing up.

Quick Facts

Category: Business account and accounting software
Primary users: Sole traders, freelancers, start-ups, and limited companies
Source domain: anna.money
Pricing: Free Pay As You Go account and paid monthly plans; +Taxes is a monthly add-on
Workflow: Account management, invoicing, expense capture, bookkeeping, and HMRC filing