# Digitap Banking and fintech APIs for customer onboarding, financial-data analysis and credit underwriting. - Findings24: - Site: - Preços: Freemium - Categorias: Business Software, Developer Tools ## O que é Digitap? Digitap is an API and software-as-a-service provider for banks, fintech companies and other financial institutions. Its solutions support digital customer onboarding and credit assessment by combining document verification with analysis of customer financial and alternative data. The product suite includes onboarding APIs, alternate-data assessment tools, Account Aggregator technical service provider capabilities and an expense-management SDK. These components are intended to help financial-services teams integrate verification and data workflows into customer journeys. ## O que Digitap pode fazer? ### Digital onboarding APIs APIs cover digital KYC, optical character recognition (OCR), KYC-document validation and video KYC for customer onboarding journeys. ### Alternative-data assessment Solutions assess creditworthiness using sources that include bank statements, device, e-commerce, social-media and telecom data. ### Account Aggregator TSP Digitap describes itself as a certified technical service provider, offering a financial information user module with integrations to Account Aggregators and variables for credit underwriting. ### Expense Manager SDK The SDK lets clients access customer expenses and provides personalized, contextualized insights intended to support cross-selling. ### Risk-management scorecards Scorecards use network, SMS, social-media, e-commerce and cash-flow data to support customer evaluation. ### Customer identity checks The onboarding suite includes backend verification of government documents as part of customer identification. ## Casos de uso ### Digitize customer onboarding Banking and fintech teams can use the onboarding APIs to add digital KYC, document OCR and validation, and video KYC to an account-opening journey. ### Inform credit underwriting Lenders can use financial and alternative-data assessment, including Account Aggregator-derived variables, to inform evaluations of customer creditworthiness. ### Verify identity documents Teams building customer due-diligence workflows can use backend government-document verification and video-based checks during onboarding. ### Develop expense-based cross-sell insights Financial-service clients can use the Expense Manager SDK to access customer expense information and derive contextualized insights for product cross-selling. ## Perguntas frequentes ### What kinds of financial institutions is Digitap for? Digitap serves banks, fintech companies, and other financial institutions. ### What does the onboarding suite include? It includes APIs for digital KYC, OCR and validation of KYC documents, and video KYC. ### What data can be used for credit assessment? Credit assessment can use bank statements, device, e-commerce, social-media, and telecom data. The Account Aggregator offering also provides variables for credit underwriting. ### Does Digitap provide Account Aggregator capabilities? Yes. The Account Aggregator technical service provider offering includes a financial information user module and integrations to Account Aggregators. ## Informações rápidas - **Product category**: Financial-services APIs and SaaS - **Primary users**: Banks, fintech companies and other financial institutions - **Core workflows**: Digital onboarding and credit assessment - **Integration formats**: APIs and an SDK - **Account Aggregator role**: Technical service provider (TSP)