Casca

O que é Casca?

Casca is an AI-native loan origination system for banks and non-bank lenders that make business loans. It brings applicant intake, borrower communication, document review, credit analysis and loan tracking into a connected workflow. The platform is designed to reduce manual work for lending teams while giving applicants an online way to submit information and follow their loan progress. Its capabilities include SBA-specific workflows as well as tools for commercial loan officers and underwriters. Its SBA offering includes humans in the loop to monitor AI generations and incorporates the lender's compliance policies.

O que Casca pode fazer?

Digital applications and applicant portal

Lenders can offer a white-labeled online application with automatic applicant-information prefill, document upload and application status tracking. The application form is optimized for mobile use.

Automated document analysis

Casca analyzes financial documents including tax returns, bank statements, financial statements and rent rolls to support extraction and underwriting review.

Credit and cash-flow analysis

The platform calculates financial ratios, including debt-service coverage, and supports underwriting with up to two years of enriched transaction data. Credit-bureau connections and automatic credit-score pulls are also described.

Borrower communication and follow-up

An AI loan assistant answers applicant questions, supports document collection and helps prepare personalized follow-ups, including outside regular business hours.

SBA lending workflows

SBA-specific capabilities include E-Tran submission, eligibility checks based on SBA SOP rules, and credit, bankruptcy and lien checks. Loan analytics compare a lender’s SBA loans with historical program data.

Casos de uso

“Digitize SBA loan origination”

SBA lending teams can manage online intake, applicant document collection, eligibility-related checks and E-Tran submission in one workflow, while giving borrowers visibility into application status.

“Reduce manual review in business underwriting”

Underwriters can use document extraction and calculated financial ratios to spend less time transferring figures from PDFs and spreadsheets and more time assessing the borrower’s business.

“Keep applicants moving between steps”

Loan officers can use automated responses, document requests and follow-ups to address borrower questions and reduce delays caused by email exchanges or missed contact.

“Coordinate a lender’s application pipeline”

Banks and non-bank lenders can provide applicants a portal for submissions and status updates while loan staff work from a dashboard containing business, client and loan details.

Perguntas frequentes

Who is Casca designed for?

Casca is presented for FDIC-insured banks, community and regional banks, and non-bank lenders originating business loans, including SBA loans.

Does Casca support SBA lending?

Yes. Its SBA workflow includes an online loan application, E-Tran integration, SBA eligibility features, automated credit-related checks, document collection and loan analytics.

How are AI findings reviewed?

Its SBA workflow includes humans in the loop to monitor AI generations and incorporates the lender’s compliance policies. Review automated findings before relying on them.

What does the applicant portal let borrowers do?

Applicants can complete an online application, upload requested documents, communicate with the lender and track application status.

Informações rápidas

Product category

AI loan origination system

Primary users

Banks and non-bank business lenders

Loan focus

Business and SBA lending

Financial inputs

Tax returns, bank statements, financial statements and rent rolls

Data connections

Data-provider and credit-bureau integrations

Getting started

Request a demo with the Casca team