# Aeropay Bank linking, payments, payouts, and risk controls for U.S. businesses. - Findings24: - ウェブサイト: - 料金: Freemium - カテゴリー: Business Software ## Aeropayとは？ Aeropay is a pay by bank platform for U.S. businesses. It combines bank account connectivity, payment acceptance, payouts, and risk management in one integration. Customers link a checking account to move money directly between their bank and participating businesses. Its product suite includes Aerosync for bank linking, Pay for incoming payments, Payout for withdrawals, and Guard for fraud prevention. Businesses can embed these capabilities into their own checkout and account flows, with controls for the customer experience and payment routing. ## Aeropayでできること ### Bank account connectivity Aerosync connects users to more than 12,000 banks. Businesses can customize the bank linking experience with their own colors, fonts, and copy, and choose which banks to display. ### Bank payment acceptance Pay supports ACH deposits and customizable pay by bank checkout. Businesses can attach offers, discounts, or loyalty incentives to encourage customers to use bank payments. ### Payout routing Payout supports real-time settlement around the clock, with flexible routing and Same-Day ACH fallback. Incoming payments and payouts use the same flow and API. ### Configurable risk prevention Guard uses AI models trained across Aeropay’s network and tuned to business use cases. Customizable guardrails and reputation-based routing help businesses manage risk and reduce friction for trusted users. ### Payment event visibility APIs and webhooks report payment events from initiation through settlement, helping teams track status within their own systems. An API also supports migration of existing user bank connections. ## 利用シーン ### Gaming deposits and withdrawals Gaming businesses can let customers fund their accounts and cash out to a linked bank, using risk controls suited to their payment flows. ### Retail and e-commerce checkout Merchants can add a pay by bank button to checkout and tailor the payment flow to their store, with incentives to encourage adoption. ### Marketplace payments Marketplaces can use a single integration to connect user bank accounts, collect payments, and send payouts while tracking transaction progress. ## よくある質問 ### Does Aeropay support digital banks? Aeropay does not generally support digital banks such as Chime, PayPal, or Green Dot. Availability can vary by merchant or transaction type. If a bank does not appear during selection, it is unsupported for that flow. ### How long do payments and withdrawals take? Timing depends on the bank, merchant settings, and payment route. Aeropay offers Same-Day or faster settlement, but standard ACH payments can take 3–5 business days to clear or fail. Instant withdrawals require a participating bank. ### How do customers request a refund? Customers request refunds from the merchant. Once issued, the refund returns to the linked bank account through Aeropay and appears in the customer's Activity feed. ### How can a business discuss pricing? Aeropay’s pricing page directs businesses to contact its team and book a demo with a pay by bank expert. ## クイック情報 - **Category**: Pay by bank infrastructure - **Primary market**: United States - **Product suite**: Aerosync, Pay, Payout, Guard - **Business sectors**: Gaming, specialized retail, e-commerce, marketplaces, subscriptions - **Website**: https://aeropay.com