# Termii Plateforme native de l’IA pour éviter les échecs des messages et contrôles transactionnels - Findings24: - Site web: - Tarifs: Freemium - Catégories: Automatisation des workflows avec l’IA ## Qu'est-ce que Termii ? Termii is an AI-native signal reliability platform for transaction-driven businesses that need logins, payments, fraud alerts, OTPs, and other critical messages to arrive and complete reliably. The product combines prediction, routing, fraud detection, automated resolution, and customer messaging in one system. The site positions Termii for banks, fintechs, payment processors, telecom and mobile money teams, e-commerce and retail, and fraud or compliance teams. Its documentation describes REST APIs, webhooks, and official SDKs, while the pricing page presents self-serve plans alongside custom contracts for larger deployments. ## Que peut faire Termii ? ### AI Prediction Scores a signal before it is sent, using delivery confidence, channel health, and fraud risk so teams can decide whether to proceed or reroute. ### Dynamic Routing Evaluates channels and vendors in real time, then switches to the best available path or fails over when a route degrades. ### Fraud Guard Applies real-time fraud scoring, velocity checks, device fingerprinting, and custom risk rules to transaction traffic. ### Workflow Agents Uses AI agents to retry failed signals, reroute traffic, escalate issues to Slack, SMS, or email, and close routine support loops. ### Engage and Resolve Supports customer outreach and transactional messaging across SMS, email, WhatsApp, and voice, with send-time optimization and delivery confirmation in Engage. ## Cas d'utilisation ### OTP and login delivery Use AI prediction and dynamic routing to improve the chance that OTPs, login confirmations, and verification messages are delivered before the customer abandons the flow. ### Fraud screening and risk checks Apply fraud scoring and transaction-level checks to payment attempts, fraud alerts, and reset PIN workflows before they complete. ### Multi-channel transaction alerts Route alerts, notifications, and customer updates across SMS, email, WhatsApp, and voice so critical transaction messages have fallback paths when a primary channel degrades. ### Automated failure resolution Use Workflow Agents and Resolve to retry failed deliveries, escalate exceptions, and close routine support requests with less manual intervention. ### Customer engagement and support Use Engage and Resolve for customer messaging and issue handling in teams that need both outbound campaigns and inbound transaction support in one system. ## Questions fréquentes ### Can I change plans later? Yes. The pricing page says you can upgrade, downgrade, or cancel from the billing dashboard. It also says upgrades take effect immediately, while downgrades apply at the end of the billing period. ### Does the API replace the existing version? The documentation states that Termii API v2 is additive and that existing v1 endpoints are unchanged. ### What developer tools does Termii provide? Termii documents REST API access, sandbox access, webhooks, and official SDKs for Node.js, Python, PHP, Java, and more. ### Which channels can Termii work with? The source material shows support for SMS, voice, email, WhatsApp, Instagram, and Messenger across the product pages and pricing table, but the exact channel set depends on the plan and product area. ## Informations rapides - **Category**: AI-native transaction reliability platform - **Primary users**: Banks, fintechs, payment processors, telecom and mobile money teams, e-commerce, and fraud/compliance teams - **Developer access**: REST API, API reference, webhooks, sandbox, and SDKs - **Supported SDKs**: Node.js, Python, PHP, Java, and more - **Website**: termii.com - **Pricing model**: Self-serve plans plus custom contracts